HOW TO BUDGET! FIVE QUICK EASY STEPS!

STEP # 1
Write down all your expenses, starting with living expenses, (ie. Rent, Food, Transport to and from work, Savings). Then your utilities, (ie. Power, Gas, Water), followed by your lifestyle expenses, (ie. Mobile, House phone, Austar, Transport for fun, Spending,).

STEP # 2
Write down your net income, (net income is your income after tax).

Step # 3
Keep a portion of your income to save before your expenses come out.
Its all about discipline! Saving a little bit at a time now and have a huge amount later!

STEP # 4
Evaluate your life! There is a lot of money to be found in your everyday life. Honestly most people are hem ridging money. Small changes in your life can make a huge difference. Try buying raw ingredients, generic brand groceries and home supplies. You’ll not inconvenience your self and save a few dollars a week to put away. Try buying cereal and taking it with you instead of buying breakfast on the way to work. Much cheaper!

STEP # 5
WRITE IT DOWN ON PAPER OR IN EXCEL!
Its easy to do up a budget! Give it a go! If you need help or have any questions, send me an email and ill help you!